Lake Central Bank
Small Enough to Know You.
Big Enough to Serve You.
Big Enough to Serve You.
For more than 130 years, Lake Central Bank has been your community bank, your local financial partner, and your neighbor. Not only do we walk alongside you to support your banking needs, our talented team members work, live, volunteer, and worship alongside you in your hometown.
And while we may be your neighbors, we can deliver big-city financial solutions, from mobile banking, home loans, and investments to commercial loans and insurance. We’re small enough to know you and big enough to serve you.
Community Involvement
Small Enough to Know You
There’s no other way to say this, we love the communities that we serve! And being involved in these communities is important to us. Throughout the years our employees have served in non-profit organizations, local school boards, church leadership positions and more. In addition, we’re always looking for ways we can see and meet needs, whether that’s a financial gift, or serving of our time to help organize a community event, pack food or more!
Insurance & Investments
BIG Enough to SERVE YOU
We know how busy life gets, which is why we provide a one-stop shop for all of your financial needs. From building an investment portfolio, to an insurance program that fits your needs, our staff is ready to serve you.
School Bank Tours
Small Enough to Know You
Getting the younger generations interested in banking and finances brings us a lot of joy and satisfaction. Throughout the year we provide students with a tour of the bank, as well as quick lessons about managing money and the value of saving. It is especially rewarding to see these young people walk into the bank to open their first savings or checking account after they take a tour with us.
Financial Tools
BIG Enough to SERVE YOU
We want to help you take control of your finances. Our online and mobile banking offers you 24/7 access to your accounts, the ability to transfer funds, pay bills, plus a whole lot more. Our comprehensive Financial Tools section helps you easily link external accounts, streamline your finances by showing you trends, including an intuitive and easy to use budgeting system and more! All of this, in the palm of your hand.
Local Business Support
Small Enough to Know You
Since 1893, we’ve considered local businesses our neighbors and friends. And frankly, there’s no one better to do business with! From Christmas Parties at local establishments, ordering employee apparel, customer giveaways, lunches and treats for employees and more – we’re grateful to partner with these incredible businesses in a variety of ways.
Savings Accounts
BIG Enough to SERVE YOU
Lake Central Bank has been helping our communities save for more than 130 years. We offer interest-bearing savings accounts and Christmas savings accounts for short-term saving as well as certificates of deposit for long-term saving. Get the kids involved in saving early with a Kids Club savings account. Whatever your savings goals are, your neighbors at Lake Central Bank have a solution for you.
Community Impact Month
Small Enough to Know You
As your community bank, we live and work in your hometown. That’s why investing in our communities is so important to us. Every year, we give back to our neighbors during Community Impact Month. Over the years we’ve impacted our communities in unique ways based on their specific needs. A few examples include cleaning the Annandale football stadium or senior living facility in Maple Lake, food drives for the food shelf in Clearwater, cookouts for city workers and more! We look forward to seeing where the needs are and assisting however, we can.
Fraud & Scam Resources
BIG Enough to SERVE YOU
Protecting our customers from financial fraud and other scams is a priority at Lake Central Bank. That’s why we offer a course on how to protect yourself online as well as training videos and other resources. When our customers know how to spot fraud and scams, their financial futures are safer and more successful.
Lake Central Bank
Partner with your community Bank
Work with a bank that’s small enough to know you and big enough to serve you. Get in touch with our bankers today.