Certificate of Deposit

Our CDs are a safe way to invest your money without the risk of losing principal. You’ll earn higher interest rates than traditional savings accounts and all of our CDs are FDIC insured. Invest for as short as 91 days or as long as 60 months.
Personal Checking Lake Central Bank

Certificate of Deposit

Scroll table to the left to see more data.
Minimum Deposit Required Early Withdrawal Penalty* Interest Rate APY**
91 Day $1,000 2 Month's Interest .10 .10
182 Day $1,000 2 Month's Interest .15 .15
12 Month $500 4 Month's Interest .10 .10
12 Month $1,000 4 Month's Interest .25 .25
24 Month $1,000 6 Month's Interest .35 .35
36 Month $1,000 6 Month's Interest .40 .40
60 Month $1,000 12 Month's Interest .50 .50
60 Month One Time Step-Up*** $1,000 12 Month's Interest .35 .35

*Minimum fee = $25.
**Annual Percentage Yield.
***This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.
Interest rates and APYs are accurate as of November 1st, 2021.

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