Small enough to know you.
Big enough to serve you.

Welcome to your community bank. Your local financial partner, from personal and business banking to investments and insurance services.
Mobile App displayed on smart phone
BANKING AT YOUR FINGERTIPS

Our Mobile APP

Take your bank with you, wherever you go! The Lake Central Bank mobile app puts hometown banking at your fingertips when you need it. Download our app today to get started. Additional questions? Check out our online & mobile banking page for more information.
We offer a full suite of personal financial products to help you meet your financial goals. Whether you want to start an account or need a financial partner to help you make a big purchase, we’ve got you covered. See what a bank with 125 years of experience can do for you.

Whether you’re just starting your investment journey or you’ve been investing for years, we can help you build an investment portfolio that will help you achieve your goals.

We know the hard work it takes to run a business, and the value of having the right partners in place. Whether you’re just starting and need to open a checking account, or are looking for a financial partner to purchase tools for your trade, our products provide you the financial support you need to help your business succeed.
You’ve worked hard to get where you are, let us help ease the burden by ensuring you are properly covered. Established in 1953, we take pride in working with a number of highly regarded insurance companies to provide you with the best possible coverage at a competitive price. Let’s work together to build an insurance program that works best for you.
PROUDLY SERVING YOU FOR MORE THAN 125 YEARS

Our History

Our story begins in 1893, when two local businessmen founded the State Bank of Annandale. Forty years later, the bank merged with Citizens State Bank to officially become Annandale State Bank. Fast forward to today, Annandale State Bank – now known as Lake Central Bank – is still locally owned and operated, yet we have expanded our locations and business products to provide you with all your financial needs.
Lake Central Bank History Citizens State Bank in 1923
Deb And Ron Simons Holding Twins

Deb Simons Retirement

As we honor and celebrate the retirement of Deb Simons, we asked her to look back on the 16 wonderful years she’s been serving at …

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Pleasant Vista Senior Living Community Apartments

Pleasant Vista: Senior Living Community Apartments

By now you have likely seen, or heard, about Annandale’s new Senior Living Community, Pleasant Vista, opening this fall! We are proud to have financed …

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